VA Pest Inspections

A VA pest inspection, also known as a Veterans Affairs pest inspection or a VA termite inspection, is a specialized type of home inspection that is typically required when a person is using a VA loan to purchase a home in the United States. VA loans are mortgage loans offered by the U.S. Department of Veterans Affairs to eligible veterans, active-duty service members, and certain members of the National Guard and Reserves.

A VA pest inspection is designed to identify the presence of wood-destroying pests and organisms in a property, with a particular focus on termites. Termites and other wood-destroying pests can cause significant damage to the structural integrity of a home, and they are prevalent in many parts of the United States. To protect the interests of veterans and ensure that the homes they purchase are in good condition, the VA requires a pest inspection as part of the loan approval process.

Here's what you can expect from a VA pest inspection:

1. Inspection Scope: A certified pest inspector will thoroughly examine the property for signs of wood-destroying pests, including termites, carpenter ants, and wood-boring beetles.
2. Inspection Report: The inspector will provide a detailed report that outlines any evidence of pest infestations, as well as any damage caused by these pests. If no issues are found, the report will indicate that the property is clear of infestations.
3. Treatment and Repairs: If pest infestations or damage are identified, the inspection report may recommend treatment and repairs. In some cases, the seller may be responsible for addressing these issues before the sale can proceed.
4. Cost Responsibility: Depending on the terms of the real estate transaction, the cost of the pest inspection and any necessary treatments or repairs may be negotiable between the buyer and seller.

It's important to note that a VA pest inspection is separate from a general home inspection, which covers a broader range of issues related to the condition of the property. A VA pest inspection is focused specifically on pests and organisms that can damage the structure of the home.

If you are using a VA loan to purchase a home, it's advisable to work closely with your real estate agent and lender to ensure that all VA requirements, including the pest inspection, are met as part of the loan approval process.